Must-Read: You’re Losing Money
Right now, as you’re sitting here reading this, you are most likely losing money. Well, not like someone is stealing your money by raiding your bank or going through your wallet. But, instead that because you’re not investing properly and doing the proper things with your money, it’s basically like it’s getting stolen right out underneath you. The fact is, if you don’t know anything about what we’re talking about here, then you could be making a whole bunch more money than you are. That’s simply the way it is.
So, what do you do? Well, the first step is to head on over to Men’s Health where they have a list of ways that you may be losing money. They have tips over there, such as this, that you need to know:
The Mistake: Thinking budgets are evil
Almost 60 percent of NFCC poll respondents view them as a restriction.
The Fix: “Budgets are the money version of a healthy diet,” says Christine Romans, chief business correspondent for CNN and coauthor of How to Speak Money. “Once you identify the empty calories in your budget, you’ll feel better and more focused.” If you don’t know your monthly spending, saving for the long-term is virtually impossible. Track every single expense—from parking meters to rent—for three months. “Spending habits can only be seen over the 90-day period,” says Kevin O’Leary, an investor on Shark Tank and author of The Cold Hard Truth on Men, Women & Money. “It’s sort of like a litmus test for good and bad habits.” Once you identify the money-sucking holes, readjust accordingly.
So head on over to the Men’s Health website where they have a few more tips for you, and then get to saving money folks!
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About Rick Mosely Rick is the editor for TSB magazine.