Investing Advice You Should Ignore

Why you should invest in a 401(k) despite what James Altucher Says

James Altucher is a sharp guy, there is no doubt about that, but even? though he says not to invest in a 401 (k) there are compelling reasons why? you still should. ?The two biggest reasons are your company will usually match some amount of money you put in.? What does that mean?? It means you are getting free money!? If you make $50K a year and contribute 5% to your 401(k) you contribute $2,500 but your employer usually matches up to this amount so you really contributed $5,000.? Of course you have to stay at employer for a certain amount of time to qualify for the match, usually.

See how to earn free money by investing in a 401(k).

You can take money out of a 401(k) without penalty starting at age 59-and-a-half. You can also roll 401(k) money into an IRA and use it for a down payment?on a first home or for tuition?without penalty.

A lot of companies also offer Roth 401(k) options, where you may be able to withdraw principal at any time without taxes or penalty.

The second big benefit of investing in a 401(k) is that every dollar you earn is tax free.? This can be huge savings when you retire at 65.? There is a chart in the link that you should definitely take a look at.? Saving money in a 401(k) with a company match will result in an increase of $1.3 million dollars when you retire vs not saving in a 401(k) and having all of your earnings taxed.

See the difference earning? money tax free makes.


Simple Trick Tells You if a Girl Wants You to Kiss Her

Do girls leave you confused as to whether or not they like you?

Let's face it. Girl's don't make it easy for you. She will often send mixed signals leaving you unable to tell if she is being friendly or flirty. If you read her signals wrong you risk rejection and embarrassment. Or worse, you blow it with a girl who wanted to kiss you.

Here is a simple and innocent move that will instantly tell you if you're in the friend zone, or if she's waiting for you to kiss her.

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About Shaun Archer Tatum Shaun works in corporate finance in New York City. He has done financial consulting for several start-ups and has worked at several Fortune 500 companies. He has contributed several finance/investing articles on Seeking Alpha which have been published on Yahoo! Finance.

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