Free Course: Eliminate Your Inner “Nice Guy” and Pass Girl’s Secret Tests

Take These Four Steps Before You Invest

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Make sure you got these boxes checked before you climb the investment ladder

Everyone should lay some groundwork before they start investing.  The first thing to consider is your debt status.  Do you have any high interest loans you are paying off?  Keep in mind that if you own a home or apartment it might not always be wise to pay off your mortgage because of tax deductions

Read about managing debt and three other great tips before you invest.

This is a good place to start, but you will eventually want to look at further diversifying with international stock fund, alternative funds and even bond funds. If your retirement plan or brokerage offers target-date funds, this is one way to get the right balance. These funds base their allocation (mix of stocks and bonds) for your target retirement age and automatically shift the allocation as you get closer to your retirement date.

The last thing to think about before investing is what to actually invest in.  There is a great strategy based on the “lazy investor”.  You will find plenty of portfolios earning above 8% a year if you g
oogle lazy investor.  It’s all about finding the portfolio that meets your financial needs.  You don’t want to take on more risk than you have to.

The four checks before you invest.

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Simple Trick Tells You if a Girl Wants You to Kiss Her

Do girls leave you confused as to whether or not they like you?

Let's face it. Girl's don't make it easy for you. She will often send mixed signals leaving you unable to tell if she is being friendly or flirty. If you read her signals wrong you risk rejection and embarrassment. Or worse, you blow it with a girl who wanted to kiss you.

Here is a simple and innocent move that will instantly tell you if you're in the friend zone, or if she's waiting for you to kiss her.

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About Shaun Archer Tatum Shaun works in corporate finance in New York City. He has done financial consulting for several start-ups and has worked at several Fortune 500 companies. He has contributed several finance/investing articles on Seeking Alpha which have been published on Yahoo! Finance.

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